Cuidado a largo plazo y responsabilidad filial
Varios estados tienen leyes que pueden exigir que los hijos adultos sean financieramente responsables de las necesidades de la vida de sus padres cuando los padres no tienen los medios para pagarlos por su cuenta.
Filial responsibility laws hold adult children financially responsible for the care of their elderly parents. These laws vary in different states, but typically require adult children to provide for their parents’ basic needs if they are unable to do so themselves.
Long term care insurance can help protect adult children from the financial burden of their parents’ care by providing coverage for nursing home, in-home care, and other services. This can help adult children avoid expensive out-of-pocket costs associated with their parents’ care and alleviate the stress of having to provide for them.
Long term care insurance can also help protect adult children’s own financial security by ensuring that they are not left with massive medical bills to pay.
Pensilvania, se le ordenó a un hombre adulto que pagara 93.000 dólares para cubrir la deuda pendiente de su madre con el centro de enfermería.
Health Care & Retirement Corp. of America contra Pittas